🇮🇳 The Smartest Virtual Card Ever Made‍

Time is Money.
Protect Both.

UP TO 5 LAKHS INSURED BY DICGC IN BANK FDS
One-time joining fee - â‚ą 0 200
‍(Limited Time Offer)

Download app now-beta

Suryoday Small Finance Bank - Upto 9.10% interests annually

Bajaj Finance Ltd. - Upto 8.85% interests annually

Mahindra Finance Ltd. - Upto 8.35% interests annually

Unity Small FInance Bank - Upto 9.10% interests annually

Sriram Finance Ltd. - Upto 8.97% interests annually

Unity Small FInance Bank - Upto 9.10% interests annually

Money management, simplified

Delete your other money apps -you won't need them.

With Y1 Card, you can finally get the financial freedom at early age, leveraging time and right investments to build wealth. All seamlessly brought to you inside a card and app that’s as intuitive, as it is powerful.

GOT QUESTIONS?

Everything You Need to Know, All in One Place

Discover quick and comprehensive answers to common questions about our platform, services, and features.

What is the Y1 Card?

The Y1 Card is a comprehensive financial solution designed to help you achieve financial independence. It combines secure investments like Bank FDs, Digital Gold & Silver, exclusive Wealth-building strategies.

Who can apply for the Y1 Card?

Anyone looking to grow their wealth, build financial security, and achieve early financial independence can apply for the Y1 Card. Whether you're just starting your journey or an experienced investor, Y1 is tailored to suit all financial goals.
2. Goals-based plans for easy investments in digital gold and silver.
3. Exclusive membership perks, including wealth advisory under Concierge Card.

How does the Y1 Card work?

The Y1 Card provides access to three core offerings:
1. Emergency funds for secure investments in Bank FDs.
2. Goals-based plans for easy investments in digital gold and silver.
3. Exclusive membership perks, including wealth advisory under Concierge Card.

How are Bank FDs offered through Y1 Card secured?

Y1 Card partners with trusted banks and NBFCs to offer fully secure Bank Fixed Deposits. All investments are protected by the financial institution’s guarantees and applicable regulatory safeguards.

Can I customize the tenure of my FDs?

Yes, Y1 Card allows flexible tenures for your FDs, ensuring your investments align with your financial goals.

How is digital gold and silver stored?

Digital gold and silver purchased through Y1 Card are securely stored in certified vaults. Each purchase is backed by physical assets, ensuring safety and transparency.

Can I convert my digital gold/silver into physical assets?

Yes, Y1 Card allows you to redeem your digital gold or silver into physical assets, delivered securely to your location.

Do I need prior financial knowledge to benefit from the Y1 Card?

No, the Y1 Card is designed for everyone, from beginners to seasoned investors.

Is the Y1 Card a physical card or a digital service?

The Y1 Card is a digital-frst platform with access to all services online, ensuring convenience and flexibility.